(917) 623-8100
Richmond Safety Classes
New York & New Jersey Defensive Driving


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New Jersey

Successfully completing our New Jersy State DMV approved  point and insurance reduction defensive driving program will allow you to reduce two(2) points on your driver's license and receive a 5% auto insurance rate reduction for the next three (3) years.

        5% Auto Insurance Rate Reduction

Receive a minimum 5% reduction in the base rate of your automobile liability and collision insurance premiums each year for three (3) years when you complete our New Jersy Defensive Driving program


Reduce 2 Points on Your Driver Record

Got a traffic ticket? Complete our  program and you will be eligible to reduce as many as four (2) points from your official New Jersy driving record



Completing this course will also make you eligible for a  5% car insurance reduction for:

Insurance Discount: If you are taking our course for an automobile insurance discount, please be advised that you may only do so once every 3 years. Completion of the course will make you eligible for a 10% discount for the next 3 years. Upon completion of our course, we will mail you a physical copy of your certificate to present to your car insurance company and they will take care of applying the discount.

Point Reduction: If you are taking our course for point reduction purposes, please be advised that you can only do so once every 18 months. Completion of the course will reduce up two (2) points from your New Jersy DMV driving record. Upon completion of our program, we will notify the New Jersey State DMV on your behalf and they will take care of reducing the points.

Eligibility: Before beginning our course, you’ll want to be sure that you are eligible to take an Internet Point and Insurance Reduction Program. The eligibility requirements are listed below:

  • You must have a valid driver’s license
  • If you are taking for point reduction, the course can be taken once every 3 Years
  • If you are taking for insurance discount, the course can be take once every 3 years

    Traffic Tickets and Points

    Traffic citations received in the state of New Jersey has points attached to it, which are transferred to your New Jersey State DMV driving record. These points can cause your insurance rates to rise, and, if you receive too many, can result in the suspension of your driving privileges. To clean up your driving record, New Jersey allows you to take a defensive driving course to remove up to two points from your driving record. This course the next three years.


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